One-to-four units and small commercial buildings are different businesses: valuation, financing, leases, and risk. How investors choose between them.


One-to-four units and small commercial buildings are different businesses: valuation, financing, leases, and risk. How investors choose between them.

Beyond the obvious vacancy and repair risks: concentration, regulation, insurance drift, capital events, and the other exposures that surprise landlords.

Rental property is a business you are buying, not a house you are hoping about. The numbers, financing, and management questions to answer first.